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Introduction

Hello,

My name is Chris and I am a recent graduate from a business school in Singapore. I recently started my journey towards financial freedom and would like to have a space to organise and share my investment thoughts.

The content in this space will mainly revolve around my thoughts and perspectives as an average investor, with the goal of achieving financial freedom. I realised that I was one of the many who wanted to start my journey towards financial freedom, but either did not have the courage to do so or did not know how to actually start. As such, I hope to share my point of view as a normal investor and hopefully, it motivates the audiences (who are in the same shoes as I am) to start their own journey towards financial freedom. 

My goal is to share and not to teach - as I am in no position to do so. As such, I hope there can be a dynamic exchange of perspectives in this space between the more experienced and the less experienced. 

As for my motivations, there are three main reasons which motivated me in starting this space. 

The need for guidance
As with most people with minimal financial literacy, I realised that there are many jargon and processes into investing that I do not understand. As a result, I did not know what I do not know - and I believe this to be the case of many people as well. Thus, I wanted a space to share what an ordinary investor - like myself - thinks and receive comments/feedback of the shortcomings of such perspectives. With this, I hope to broaden my perspectives and hopefully for like-minded readers to broaden theirs as well. 

The need for documentation 
I recently graduated from University and embarked on my journey towards financial freedom. I believe that on top of the standard 9-5 work we have, it is important to start thinking of wealth accumulation as well. Thus, this space serves as a milestone documentation that better allows me to keep track of my progress and development towards financial freedom. 

The need for action
Initially in the pre-Covid19 times, I recognised the importance of wealth accumulation, but was not at all motivated to start the journey. Procrastination and laziness served as huge obstacles, as starting this journey meant hard work and intense amounts of readings. Naturally, like the average person I am, I chose the short-term gratification of lazing around, watching shows and playing games instead of thinking for the future. 
However, graduating amidst the Covid19 pandemic allowed me to see the need of starting early as I realised the vulnerability of a 9-5 job and the concentration risks it posed. As another benefit to starting the wealth accumulation journey, it provides a second stream of income that could otherwise soften the impact of a retrenchment. 
As such, in order to remain disciplined, this space serves as a commitment towards my financial growth.

Just a disclaimer, I am not a professional investor and am a complete beginner in the investing arena. As such, my investment thoughts should be taken with a pinch of salt and challenged if need be. Also, it should not serve as investment advice. When in doubt, please do your individual research and check with your financial broker/advisor.  

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